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Accepted forms of payment include: cash, cashier’s check, Mastercard, Visa, American Express, and approved checks. We also have several financing options. Many patients finance part or all of their surgery. The most common and easiest form of financing is done with a MasterCard or Visa credit card. As you know, many companies are offering zero percent financing for periods as long as one year. However, sometimes patients do need an alternative financing solution to credit cards.

Below is a list of financing companies, which offer monthly payment plans for elective surgical procedures.

How to Apply for Financing

We recommend you contact our office first if you are considering financing (before giving the financing companies your personal information such as a social security number). We may also be able to provide you with an estimate of the fee for the procedure(s) in which you are interested; the financing companies will need this information.

After contacting us, you may then contact the individual companies directly as this is an arrangement made between you and them regarding your financial situation. You may apply by telephone or online. Most applications are simple and require only 5 minutes of your time. The patient does not necessarily need to be the individual making the loan and sometimes a co-signer may be required. Each company has their own criteria for determining if they will extend a loan to you and at what interest rate.

To expedite your finance application; during your initial visit, you may call or apply online directly from our office with your actual surgery quote amount. Our patient coordinator will facilitate this process.

Surgery Loans logo offers the lowest and broadest interest rates and the most loan options available to assist your budget needs.

  • Loan amounts up to $25,000
  • No interest: 3, 6, 12 months
  • Fixed interest rates from 4.9%
  • No prepayment penalties
  • Deferred payment programs 3, 6, 12 months


CareCredit® logo

  • 1-800-365-8295
  • No interest: 3, 6, 12, or 18 months
  • Fixed 11.99% interest for up to 60 months

Health Advance℠

  • 3 and 6 month at 0% APR
  • Extended payment plan up to 48 months